Healthe Care Program

Did you know, less than 50% of small businesses in the United States offer healthcare? We’d like to change that in the monument industry.

MBHealthcare, in partnership with the Small Association Leadership Alliance (SALA), is a comprehensive and cost-effective alternative to traditional plans. This new program offers affordable, accessible, and effective healthcare options for MBNA members – both businesses and individuals alike. MBHealthcare provides a high-quality, affordable healthcare solution for employers, employees and sole-proprietors. While not health insurance, the program provides 100% coverage for preventative care, options for co-payment features with 100% coverage, and addresses unforeseen medical expenses, such as illness and injury.

Component One: includes a choice of two preventative care plans from the Apex Management Group - Apex Advantage and Apex HDHP Basic MEC. With either plan, members receive 100% coverage for preventive care.

Apex Advantage adds copayments for specialist and small and medium cost medical expenses, and prescription coverage, while HDHP Basic MEC provides a very low-cost, basic plan with a framework for a Health Savings Account (HSA).

Component Two: With your enrollment in Apex, participants can add medical cost sharing for unforeseen medical expenses, such as illness and injury. The Sedera Health medical cost sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, we enable individuals and families access to high quality healthcare that is affordable, flexible and effective.

In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Telemedicine, Expert Second Opinion, and Personal Member Advisor services to all members.

This program is not insurance. It is an alternative solution that features a choice of two preventative care plans, each coupled with a medical cost sharing membership for sharing expense related to unexpected medical needs. Participants can expect to save as much as 60% when compared to health insurance. This program is not currently available in Vermont or South Dakota.

MBHealthcare, in partnership with SALA, is one solution to the high cost of healthcare in the monument industry!

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Key Takeaways

  • Available to businesses AND individuals
  • Available to full-time, part-time and seasonal staff
  • MBHealthcare, provided by SALA, lowers healthcare costs by as much as 60%
  • Enrollment is monthly – you may join at any time
  • Offers a choice of two high-quality, affordable healthcare solutions
  • Includes a four (4) year “Rate Lock” on preventative plans – offering rate stability in a very unstable market.

How It Works

Your step-by-step guide to MBHealthcare –

  1. Be a MBNA member in good standing
  2. Watch the information video. Viewing the video will be the best introduction to this program and will help you understand the documents and resources.
  3. Explore the program and plans including program details, FAQs, key terms and real-world savings examples.
  4. Decide if this program is right for you, your family, your employees or your business.
    • If you think it’s a fit, continue to step 5.
    • If it isn’t a fit, don’t be discouraged, MBNA is committed to providing options for our members to access affordable healthcare and ways to fill coverage gaps.
  5. Time to join!

PLEASE NOTE: Sedera Medical Cost Sharing is NOT insurance and is not issued or offered by an insurance company. While every effort is made to meet member’s medical needs, Sedera does not guarantee payment of any medical expense.

For more help and answers to your questions

Please contact MBHealthcare’s program support center by calling customer support at (888) 994-4979 or email

MBHealth Program Partners

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